Buying a 4×4 is the fantasy of drivers stuck in their city, in search of thrill outside the beaten path of the city. The 4×4 is a grille that imposes and an adherence to any test. The rates vary between a real 4×4 and an SUV. In both cases, financing your property via a credit conso provides access to the dream of driving one of these vehicles that force respect on the asphalt … and outside.
4X4: Nothing will resist him
A 4×4 is a four-wheel drive vehicle that benefits from permanent all-wheel drive. With its high ground clearance and power, it is able to overcome all the obstacles that come its way, regardless of the type of terrain. At the wheel, driving seems easy and the adventure is never far away. Country roads, mountain passes, river crossings or the dunes of the desert: nothing stops a real 4×4. The British Land Rover is one of the legendary brands of the segment, as are the Japanese Mitsubishi and the American Jeep.
4X4 VS SUV: What difference?
A 4×4 is also a vehicle with independent axles and axles, which ensures optimum grip on the ground, front and rear. A 4×4 is also equipped with a second gearbox, called a short box, which is useful for developing power over a short distance. Features that are not those of an SUV. Indeed, although this product king of the market has the appearance of an off-road, the SUV remains primarily a vehicle with urban look, comfortable and family. The common point with a true 4×4 lies in its mode of transmission four-wheel drive, often offered as an option, which gives it a relative grip on slippery ground.
How to choose your SUV?
To choose and finance your 4×4, it is necessary to go around the dealers and compare the offers as the technical characteristics. There are actually very few real off-road models on the market today. The manufacturers, the pioneering companies in the lead, have in fact tend to offer more SUVs with “four-wheel drive” option than 4×4 in the sense of an obstacle courseer. The reason ? SUVs have the appearance of a 4×4 but are cheaper to build, less polluting and less fuel hungry, thanks to their original transmission mode (4×2 wheel drive). Choosing a 4×4 is now like choosing from an SUV catalog!
4X4: New models at less than 15,000 euros
What 4×4 for 15 000 euros? At this price, it can only be SUV with AWD. The choice is vast among these new stars of the automotive market, acclaimed as ever for five years. It is possible to buy some of these 4×4 to less than 15 000 euros, or for precisely 15 000 euros. Among the category’s references to this tariff are, for example, the Fiat 500X or the Citroën C4 Cactus. The Dacia Duster is doing even better. The most popular SUV begins its marketing to less than 12 000 euros.
4X4: New models at less than 30,000 euros
What 4×4 new for 30 000 euros? This cap leaves more choice among SUVs. The Toyota RAV4, the origin of this market in 1994, but also the recent Volkswagen Tiguan, Peugeot 3008, Renault Koleos, Skoda Kodiak, Audi Q2 or Seat Ateca, are accessible in basic finishing for a price between 25 000 and 30 000 euros. We must add to this list of other new models to less than 30,000 euros: the BMW X1 for example, but also the Ford Ecosport or Jeep Renegade, which start their ranges between 18 000 and 20 000 euros.
4X4: Used models at less than 15,000 euros
Look for a model of 4×4 used to less than 15 000 euros, or rather an optional model of the four-wheel drive, this is much more feasible. On the former market indeed, the SUV offers are numerous. The Peugeot 2008 and Renault Captur are among the best selling SUVs in France. But also some variations of the Nissan Qashqai or the Opel Mokka.
Finance the purchase of a 4X4 by a car credit
Thanks to direct credit, it is possible to finance the purchase of a 4×4 with a car loan offering very advantageous conditions, without involving a bank. This is the case with the Younited Credit platform, the No. 1 retail lender in Europe, which puts the savings of individual investors at the service of individual borrower purchase projects. An online credit simulation can better assess the amount of your project and your ability to repay.